Ten Commandments for a Buyer

  • THOU SHALT NOT CHANGE JOBS, BECOME SELF EMPLOYED OR QUIT YOUR JOB.
  • THOU SHALT NOT BUY A CAR, TRUCK OR VAN (YOU MAY BE LIVING IN IT)
  • THOU SHALT NOT USE CHARGE CARDS EXCESSIVELY OR LET YOUR ACCOUNTS FALL BEHIND.
  • THOU SHALT NOT SPEND MONEY YOU HAVE SET ASIDE FOR YOUR CLOSING COSTS AND DOWN PAYMENT.
  • THOU SHALT NOT OMIT DEBTS OR LIABILITIES FROM YOUR LOAN APPLICATION.
  • THOU SHALT NOT BUY FURNITURE.
  • THOU SHALT NOT ORIGINATE ANY NEW INQUIRIES INTO YOUR CREDIT.
  • THOU SHALT NOT MAKE LARGE DEPOSITS INTO YOUR ACCOUNT WITHOUT FIRST CHECKING WITH YOUR LOAN OFFICER.
  • THOU SHALT NOT CHANGE BANK ACCOUNTS.
  • THOU SHALT NOT CO-SIGN A LOAN FOR ANYONE.